This policy covers for loss of money whilst in the transit and whilst kept in locked drawers, safe or strong rooms or due to any hold-up whilst on the business premises. Money will comprise cash, bank notes, currency notes, cheques, postal orders or money orders.


  • The cost of repair or replacement of the safe or strong room, as a result of theft or attempted theft, if these items are not specifically insured
  • Compensation in the form of a personal accident benefit to employees who may be injured during a robbery whilst accompanying or carrying money


  • Personal accident to the messenger or custodians
  • Armed robbery and hold-up at the insured’s premises
  • Riot and strike
  • Messenger absorbing with money
  • Damage to safe and/or locked drawers


  • Losses arising from fraud or dishonesty of insured’s employees
  • Shortage due to errors and omissions
  • Losses from an unattended vehicle