This policy covers any loss or damage to goods conveyed on land by road or rail or by boat for short journeys. The cover provided on all risks basis, indemnifying the insured for loss or damage to goods by fire, accident, theft or pilferage while being loaded or unloaded from any vehicle or passenger or goods train of temporarily housed in the ordinary course of transit, whether on or off conveyance.


  • Wear and tear, deterioration
  • Consequential loss of any kind
  • Loss to goods whilst temporarily housed in the course of transit for the purpose of storage, making up, packing or processing
  • Theft or pilferage by the insured’s employees