Financial lines insurance policies such as burglary & theft insurance and fidelity guarantee safeguards businesses against unexpected revenue and asset losses, covering operating expenses and lost income during disruptions to ensure operational continuity and financial resilience. Mitigates legal liabilities and protects against theft, fraud, and other risks—preserving credibility, reducing downtime, and securing stakeholder confidence.
Risks Your Business Can’t Afford to Ignore
Business Interruption Insurance
Compensates for lost income and operating expenses if your business is temporarily halted due to events like fires, floods, or other insured disruptions.
Burglary and Theft Insurance
Covers financial losses due to stolen or damaged assets (e.g., equipment, inventory) from burglary, robbery, or theft at your business premises.
Employer Liability Insurance
Shields businesses from legal claims if employees suffer work-related injuries or illnesses not covered by workers’ compensation (e.g., negligence lawsuits).
Fidelity Guarantee Insurance
Protects against financial losses caused by fraudulent acts or dishonesty by employees, such as embezzlement, theft, or forgery.
Money Insurance
Safeguards cash, cheques, and electronic money against risks like theft, loss, or damage during transit, in premises, or in custody.
Public Liability Insurance
Covers legal costs and compensation if your business causes injury, death, or property damage to a third party (e.g., clients, visitors, or the public).
Product Liability Insurance
Protects against claims arising from injuries, damages, or losses caused by defects in products your business designs, manufactures, or sells.
Workmen Compensation Insurance
Provides coverage for medical expenses and lost wages for employees injured or disabled due to work-related accidents or illnesses.