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All eligible BPR 2021 recipients should redeem their vouchers by 31 December 2021

Kuala Lumpur, Tuesday, 16 November 2021– The insurance and takaful industry wishes to announce the launch of Phase 2 of the Perlindungan Tenang Voucher (PTV) programme effective 15 November 2021 onwards.

Under the 2nd phase, the PTV programme offers social protection to about 4.8 million eligible recipients of the 2021 Bantuan Prihatin Rakyat (BPR) from the Single and Senior Citizen categories via a RM50 voucher subsidy to purchase a Perlindungan Tenang protection plan from participating licensed insurers and takaful operators in the country. The single and senior citizen recipients can check their eligibility for the RM50 PTV voucher at

For the past seven weeks since the first rollout of the PTV Programme, about 93,000 vouchers worth over RM 4.6 million were redeemed by the BPR recipients under the household category.

Continuing on this positive response, during the recent tabling of the Budget 2022, the Government has announced the extension of the PTV Programme for another year in 2022 with an increase in the voucher to RM75 and to also enable BPR recipients to purchase comprehensive motorcycle insurance policies below 150 cc.

The PTV Programme is a national initiative by the Government of Malaysia in collaboration with the insurance and takaful providers. The first phase of the programme was rolled out on 30 September 2021, offering social protection to around 3.6 million eligible BPR recipients under the household category.

Perlindungan Tenang is an existing initiative introduced by Bank Negara Malaysia in 2017. This initiative brings together the insurance and takaful industry to develop insurance and takaful products that meet the needs of underserved segments, particularly the lower-income population. Perlindungan Tenang initiative fulfills the criteria of being easily accessible to the target audience, provides good protection value, easy to understand as well as easy to purchase and to make claims.

Elmie Aman Najas, Chairman of Malaysian Takaful Association (MTA) said “Perlindungan Tenang products provide basic protection plans against key risks in life such as death, accidents, fire, or other unfortunate events. Through the PTV Programme, eligible BPR recipients can now protect themselves and families against key risks in life with premiums and contribution from only a few Ringgit per month. BPR recipients who are eligible are strongly encouraged to make redemption to enhance their social safety net.”

Furthermore, Antony Lee, the Chairman of Persatuan Insurans Am Malaysia, believes the Government has further enhanced the rakyat’s financial resilience by increasing the subsidy under the PTV programme to ensure that more BPR recipients are able to avail themselves to essential insurance protection amidst these financially challenging times. This demonstrates that the Government, through this PTV programme is committed to further promote social protection for the rakyat in particular the BPR recipients.

LIAM President, Loh Guat Lan said that the industry is very encouraged with the positive response from the BPR recipients and hopes that they will continue to take this opportunity to redeem their 2021 vouchers which is available until 31 December 2021. The PTV programme is indeed the best opportunity for the BPR recipients to introduce financial planning to their family and loved ones.

“The industry will continue to educate the public on the importance of financial protection and continue to reach out to our consumers through our ongoing consumer education programme as part of our efforts to improve financial literacy and financial well-being of Malaysians,” Loh added.

For further details, BPR recipients can also refer to the FAQ or contact PTV Programme Call Center at 03 7723 9333 available from 8.00 am to 6.00 pm, Monday to Friday.

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Issued by: LIAM, MTA and PIAM

Media Contact:

Puan Norizan Hassan
Head of Corporate Communications
Life Insurance Association of Malaysia
Level 6, AICB Building
Jalan Dato’ Onn, 50480 Kuala Lumpur.
Tel: 03-26919168, 03-26916628,

Puan Siti Nor Kamariah Ishak
Head, Corporate Communications
21st Floor, Main Block
Menara Takaful Malaysia
Jalan Sultan Sulaiman
50000 Kuala Lumpur.
Tel: 03-2031 8160
Fax: +603-2031 8170

Sofea Hasbullah
Executive, Corporate Communications
Persatuan Insurans Am Malaysia
3rd Floor, Wisma PIAM,
150, Jalan Tun Sambanthan,
50470 Kuala Lumpur.
Tel: +603-2274 7399 extn 34
Fax: +603-2274 5910

Formed in 1974, the Life Insurance Association of Malaysia (LIAM) is a trade association registered under the Societies Act 1966. LIAM has a total of 16 members, of which 14 are life insurance companies and 2 life reinsurance companies. LIAM’s objectives are to promote a progressive life insurance industry; to enhance public understanding and appreciation for life insurance; to upgrade the image and professionalism of the life insurance industry and to support the regulatory authorities in developing a strong industry. More information on LIAM can be obtained from its website:


Malaysian Takaful Association (MTA) was established on November 2002 under the Societies Act 1966. It is a trade association representing all 18 licensed Takaful and Retakaful operators in the country. The objectives and the powers of MTA are to promote the interests of its members and to inculcate the implementation of self-regulation within the Takaful industry. More information on MTA can be obtained from its website:


PIAM is the national trade association of all licensed direct and reinsurance companies for general insurance in Malaysia. Currently, PIAM has 25 member companies. More information on PIAM can be obtained from its website: